Are you a Nigerian living abroad?
Enjoy benefits tailored to your lifestyle.
As a non-resident Nigerian, with FCMB you enjoy investment opportunities, attractive interest on savings and so much more. Open an FCMB account from your base abroad right now to get started – it only takes 4 minutes and you get your account number instantly.
Benefits
- Higher returns on fixed deposit (5%) : enjoy unparalleled interest rates of up to 5% per annum on your USD deposit.
- Convenient opening and operation of account: you can securely view/operate your account on your phone using FCMB New Mobile and on the internet through FCMBOnline. You can also get a debit card to carry out transactions using the account from any country.
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What is FCMB Diaspora Banking?
It is a service designed for Nigerians living outside Nigeria to access banking services in Nigeria from abroad. It provides investment opportunities in Nigeria among other benefits.
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Who is eligible for this service?
Any Nigerian that resides outside Nigeria.
- Can I open a business account since I run a small business abroad?
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Can I open an account while outside the country?
Yes, you can open an account online here while abroad.
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Is it possible to open an account in Nigeria and operate it while overseas?
Yes, the account can be accessed through any of our card products or internet banking solutions.
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What types of accounts can I open as a diaspora customer?
You can open savings, current, and fixed deposit accounts, as well as specialized diaspora banking accounts.
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Can a savings account become dormant?
No, savings accounts do not go dormant.
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What should I do as I have completed the application form but yet to receive my account Number?
Please send an email to diasporabanking@fcmb.com
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Must I visit my branch to request any product or service?
No, requests can be made through our contact centers.
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What do I require to open an account?
A scanned copy of your signature, a valid BVN or NIN, a passport photograph, proof of address (notarized) and a valid ID
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How long does it take to open an account with the bank?
Accounts are opened within 10 minutes upon submission of complete documentation.
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Do I have to get a Notary Public to certify my documents?
Yes, you can also certify documents at Nigerian Embassies or your local bank.
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How do I manage my account while I am abroad?
You can securely view/operate your account from the FCMB Mobile App and the internet (FCMB Online Personal version). You can also get a debit card to carry out transactions using the account from any country. Our dedicated helpdesk will also attend to all your needs.
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How do I get a debit card?
You will be contacted once your account is opened. Alternatively, you can always send your request to diasporabanking@fcmb.com
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How can I fund my diaspora account?
You can deposit money via international transfers, mobile banking, or online payment platforms.
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Do I need a token to conclude any transfer on internet banking?
No. However, you can request for a token if desired. We also have a mobile token app that can be downloaded on your phone.
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Will my account be opened if I do not have/provide my BVN when filling out an application?
No, it will not, as BVN is mandatory. You can always contact us to provide your BVN if you are already registered or register for the BVN here if you have not done this before.
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I already have an FCMB account. Can I still open another account?
You can open only one account for yourself on the online account opening platform. Please contact us to open additional accounts.
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Are there special benefits for diaspora banking customers?
Yes, diaspora customers have access to tailored financial services, investment opportunities, and exclusive banking privileges
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How do I resolve issues with my account while abroad?
You can contact our dedicated diaspora banking support team via email, dedicated relationship managers or live chat.
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Can I apply for loans or mortgages as a diaspora customer?
Yes, loan and mortgage options are available for diaspora customers, subject to eligibility requirements.
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Who should I contact if I have any other questions?
Please send an email to diasporabanking@fcmb.com
No. The service is available only for individuals.
