Premium Cards

Experience Prestige and Convenience with Our Premium Naira and FCY Denominated Cards

FCMB PLATINUM VERVE CARD

The Black Card Advantage - Experience Prestige Like Never Before

The FCMB Platinum Verve Card is a Naira card with a symbol of prestige and exclusivity, designed for those who appreciate the finer things in life. This card offers you a banking experience that stands apart from the rest. Whether you're making a transaction at any of our branches or enjoying an evening out, the Black Card signals your status and commitment to excellence. Elevate your banking experience with a card that truly reflects your lifestyle.

Exclusive Benefits:
  • Higher Transaction Limits: N2,000,000 for POS/Web payments daily (Platinum Customers).
  • Seamless subscription payments: Pay for subscriptions like Netflix, Spotify, Amazon Prime Video, Microsoft, Uber, Starlink and Facebook seamlessly in Naira.
  • Extra electricity units: Purchase electricity units on BuyPower.ng with your FCMB Verve Card and receive extra units as a reward.
  • Promo Days: Thursdays to Sundays every week.
  • International Acceptance: Enjoy seamless payments on top international platforms like Netflix, Google Play, Spotify, InDrive, Amazon Prime Video, Microsoft, Flywire, Starlink, Uber Wallet Funding, and YouTube Premium (exclusive to Android users).
  • And more here…

Card limits:

Channels

Count

Limit (NGN)

ATM Withdrawal

10

100,000

POS

25

4,000,000

 

WEB

10

3,000,000

ATM Transfer

10

1,000,000

A Domiciliary account is required to obtain a USD card. Don’t have an account? Visit the nearest branch or click here.

Naira card cost – N1,075

USD card cost – $13.98 (inclusive of annual maintenance charge)

MASTERCARD CREDIT CARD (USD)

Features
  • A revolving line of credit to pay for goods and services and get access to cash
  • Up to $15,000 credit Limit (Determined by CoRM)
  • Accessible via ATM, POS and web. Allows you get cash whenever you need it at ATMs worldwide
  • Denominated in USD and linked to a USD account for repayment
  • Chip and PIN/Photo Card enabled for optimal security
  • Enhanced security with real-time transaction alerts and advanced fraud protection
  • 3-year card validity
  • Global acceptance at millions of merchants worldwide, both online and in-store.
  • Exciting offers and discounts when you spend locally and internationally
  • Statement of billing is sent to holder's email address 20th day of the month.

PREFUNDED FCY MASTERCARD

Empower Your International Spending

The Prefunded FCY Mastercard from FCMB is designed for those who seek hassle-free international transactions. With this card, you can easily manage your foreign currency expenses, allowing you to spend confidently anywhere in the world.

Features
  • Hassle-free international spending by loading your card with USD for cross-border payments.
  • Global acceptance at millions of merchants worldwide, both online and in-store.
  • Enhanced security with real-time transaction alerts and advanced fraud protection.
  • Easy management of your card balance and transactions via FCMB's online banking platform or mobile app.
  • Acceptable for cross-border payments in USD, making it easy to manage your foreign currency expenses.
  • Accessible via ATM, POS and web. Allows you get cash whenever you need it at ATMs worldwide
  • Chip and PIN/ Photo Card enabled for optimal security
  • Enhanced security with real-time transaction alerts and advanced fraud protection
  • 3-year card validity
  • Global acceptance at millions of merchants worldwide, both online and in-store.
  • Exciting offers and discounts when you spend locally and internationally
  • Product is open to all irrespective of annual income band.

Ready to Experience Prestige?

Simply click here or visit any FCMB branch today to request your Premium Card, or send us an email at premiumbanking@fcmb.com to learn more.